Agnivridhi India Logo
Agnivridhi India
Financial Advisory & Growth Services
Talk to Expert: +91 9289555190

Business Activity Loan Calculator

Answer the questions below to calculate your exact scheme eligibility, government capital subsidy, and monthly installments for PMEGP and PMMY MUDRA.

1. Applicant Identification & KYC Details
Enter your legal identity details for personalized eligibility assessment and verified scheme matching.
i Full legal name as recorded on official Aadhaar and PAN documents.
i 12-digit UIDAI identity number required for digital subsidy verification on JanSamarth & KVIC portals.
i 10-character alphanumeric Permanent Account Number required for banking risk underwriting and CIBIL appraisal.
2. Business Profile & Project Parameters
Parameters required according to Ministry of MSME and JanSamarth scheme guidelines.
Select type of business activity you are doing / proposed to do. i PMEGP capital subsidy is specifically applicable to setting up new ventures. Existing businesses qualify under PMMY MUDRA.
Select type of applicant / beneficiary.
Have you passed class 8? i Mandatory under PMEGP if project cost exceeds ₹10 Lakhs in Manufacturing or ₹5 Lakhs in Service.
Select nature of your business.
Select your gender. i Women entrepreneurs qualify for higher Special Category capital subsidies (up to 35%).
Select your social category.
Select your location. i Rural enterprises qualify for up to 35% capital subsidy compared to 25% in urban areas.
Have you availed and successfully repaid previous loans under the Tarun category of MUDRA scheme? i Under Union Budget guidelines, enhanced MUDRA loans above ₹10 Lakhs up to ₹20 Lakhs (Tarun Plus) are available exclusively to entrepreneurs who have availed and successfully repaid previous Tarun loans.
i A CIBIL score of 700 or above qualifies for full 100% eligible loan amount. Scores below 700 reduce eligible loan amount to 50% as per credit policy.
i Existing or projected annual sales turnover. If turnover is less than required loan amount, eligible loan is reduced by 5%.
₹
₹
i General category requires minimum 10% own margin; Special category requires 5%.
₹
Required loan amount (in ₹) i Calculated automatically as Estimated Project Cost minus Own Source Investment.
₹